What We Offer
Payment Options At Ocean Ridge Capital, we offer a range of refined payment solutions designed to accommodate the needs of our clients with discretion and efficiency. We accept payment via credit card, ACH, bank transfer, and wire transfer (domestic and international). Credit card transactions are subject to a 2.99% processing fee, while bank transfers carry a 1% fee. ACH and wire transfers are preferred for seamless, high-value transactions. For clients seeking a more tailored approach, financing options are available through a private application process. We invite you to complete our secure financing form, after which a member of our team will personally review your request and present customized terms aligned with your objectives. Our goal is to ensure a smooth, elevated purchasing experience from start to finish. Should you require assistance, we remain at your disposal.
Bank Transfer
Everything we do is built around understanding your needs and helping you succeed—because when you thrive, so do we.
Wire Transfer
Preferred for high-value and time-sensitive transactions. Domestic and international wires are accepted, offering speed, security, and discretion.
ACH Transfer
A secure and efficient option for direct bank payments. Ideal for larger purchases with minimal fees and smooth processing.
Credit card
Fast and convenient for immediate transactions. All major credit cards are accepted. A 2.99% processing fee applies to each transaction.
Financing Structures for Medical Practices
Equipment Finance Agreement (EFA)
Take ownership from day one. Ideal for long-term equipment investments.
$1 Buyout Lease
Lower monthly payments with full ownership transferred for $1 at the end of the term. Helps preserve working capital.
Fair Market Value (FMV) Lease
Lowest monthly cost with flexible end-of-term options—return, renew, or purchase at market value. Best for technology that evolves quickly.
Sale-Leaseback
Unlock capital from equipment you already own while continuing to use it without interruption.
Deferred / Step-Up Payments
Start with no payments for 60–90 days or lower initial payments that increase over time—ideal for new practices or expansion phases.
Multi-Equipment Portfolio
Finance multiple pieces of equipment or entire facility buildouts under one streamlined structure.
How Our Financing Works
Designed for clients seeking flexibility without compromising on quality or timing. Our private financing program offers tailored terms based on your specific needs and purchase scope. To begin, clients must complete a secure financing form to be pre-qualified. Once submitted, each application is reviewed personally, and customized options are presented with discretion, clarity, and efficiency.
Initial Inquiry
1
Connect with our team by phone, email, or by submitting an application online. There is no commitment and no impact on your credit at this stage.
Soft Credit Review
2
We perform a soft credit inquiry to evaluate your profile and determine the best financing path without affecting your credit score.
Lender Placement
3
Your request is presented to our network of 50+ vetted lenders, including banks, specialty finance firms, and healthcare-focused institutions.
Review Your Terms
4
We deliver your most competitive options, including rates, terms, and structures. You choose what aligns best with your goals, no pressure, full transparency.
Documentation & Approval
5
Clear, straightforward lease or loan documents are prepared. Our team is available to guide you through every detail as needed.
Financing Application
1. Download the Form
Download the financing application form to get started.
2. Fill It Out
Complete the form with your business and equipment details.
3. Upload to Our Website
Submit your completed application using the upload form provided below.